Friday, August 31, 2012

Pensioners on the Move


More and more UK pensioners are now moving abroad yet remain dependent on the UK for their pensions and savings.  Many have pensions and other income taxed in the UK. Large numbers also have close family and other cultural links.  Most are British Citizens [but not all!] The question that becomes ever more insistent is Do they have a right to bring pressure on the ‘home’ government?  Are they justified in bringing the British Government to account?
Let’s look at the statistics.  As an example - In 1973 when Britain joined the EU there were only 2200 British State Pensioners resident in France.  Today the number is 56,930. 
The following table gives a current world wide view of this emigration. To date there are 1,197,690 UK State pensioners resident abroad.
It is presented to stimulate the debate on Representation. You are invited to consider the motivations for the movements and also to consider the interest the pensioners might retain in Britain.
1. Economics -2 Family connections 3. Cultural background 

To enlarge - click on the table - to return press 'esc'.


 Data is derived from the Government web site as follows – (various dates are accessible)   
Europe is shaded in a block.  Minus figures are in red.  In each column– the highest figure is shaded yellow.
In the *starred* countries, pensioners have pensions which increase with inflation.  
Un-starred countries have frozen pensions .
The countries are selected largely by size of pensioner population but some others because of other interesting features.

There are three broad reasons (which certainly have not the same strength everywhere) why many Pensioners have a moral  Right to Representation to the British Government, and in reverse for the British Government to have the moral responsibility to respect them as proud British citizens which most wish to be.
1. Household Economy
2. Family involvement  
and 3. Cultural History
***********************************
UPDATE (Jan 30th 2013)  On October 23rd 2012 a debate took place in the House of Lords which considered the Lifetime Representation of the Briton Abroad -i.e. the removal of the current 15 year time limit on Representation. 
Lord Lexden introduced An amendment to the Electoral Registration Bill.  Previously in The Commons Mr. Clifton-Brown MP had done the same.  Both times the amendments were withdrawn under pressure from Government spokesmen.  Once again in the Lords (Report Stage) Lord Lexden introduced an amendment and again withdrew it with the agreement to chair an all-party committee on the issue. That is the situation at the end of January 2013.
It is important to influence the Politicians and support those who have the interest of the Briton Abroad at heart. Truly - Democracy is at stake here.
To locate their email addresses so that you can write to them  look at…….

Monday, August 20, 2012

Representation for British Pensioners


To all members of the Select Committee for Pension Policy.
Each one is addressed personally.
From the Campaign for Representation for Britons Abroad.

I write to you each individually.   Each of you is motivated in the cause of justice for the individual.  What civilised person would not be?   Yet today justice for the British Citizen living beyond the shores of Britain is a fragile thing.  You are concerned for those who are pensioners, yet as far as I can perceive, your concerns in this barely stretch beyond the shores of Britain.  Yet 450,000 State pensioners live in the near continent of Europe and over another 500,000 live further away, with agglomerations chiefly in lands associated as the British Commonwealth and the USA.
There are (February 2012 figures) a grand total of 12,707,640 State Pensioners – of these 1,197,690 live abroad – that is to say 9.42% of the total – nearly one in ten.

There are some astonishing details lodged in the statistics. 
During the last year:-
The total number increased by 134,530  - an increase of    1.070%
The  number resident in the UK increased by 118,560 -up 1.041%
The  number resident abroad rose by 15,970   up                1.351%

PROPORTIONATELY  the numbers abroad are increasing faster than those in the UK.  The rise has slackened since 2009, no doubt because of the financial crisis and the rumoured difficulties of the Euro, but it has not stopped!
The number relating to those abroad, you will understand is not solely due  to an additional clutch of pensioners. The number includes the replacements of those who have died and those who have returned to the UK to end their days amongst their family at ‘home’.  

The movement of pensioners since 1973 to Europe is shown in the following  set of graphs.
Figures gleaned from the series of Government Statistics on pensions–
[To view earlier years change the 12 to 11,10,09 etc]
[Click on the image to enlarge and then 'esc' to return]
The percentage  abroad has increased year by year without relent from 8.22% in 2002  to 9.42% today.
Why should these figures be important to the members of the Select Committee on Pensions Policy?
1. Are these not British Citizens to be honoured and respected for the service they have given to the United Kingdom?
2.  Is it appropriate for the Select Committee to appear to ignore nearly 10% of the elderly citizens of Britain?   You may be surprised to learn that the British pensioner abroad feels ignored and rejected by the British Government but she and he most surely does.
The counter arguments.
Some in Parliament (I speak of the 600 not just the committee) would argue that if the pensioner moves abroad then he or she has moved out of the ambit of the British Government and therefore is on his ‘tod’ and HMG has no interest.   That has been, has it not, the attitude behind the saga of the Winter Fuel Payment?  Has not that also been the feeling behind the resistance to paying the DLA  or Attendance Allowance?  Some of you in Parliament have assumed that the migrant pensioner must be better heeled than those at ‘home’.  Some of you have considered that the migrant pensioner is bathing in warm sunshine all the year round. (Yet winter temperatures in much of Europe are colder than Cornwall and certainly more cold than the Western Isles of Scotland where average minimum temperatures in winter are above zero).  We are reported as scroungers and parasites in some press items. 
Perhaps as a committee you might consider the reasons why so many migrate.
Reasons for emigration
Quality of Life.  Many want space and cannot afford that space in the UK.  The cost of a tiny terraced house in London could win you a delightful detached house with a large garden in France. 
Quite a few follow their children who have previously taken advantage  of the ‘free’ movement in the EU. Others follow their children to Canada or Australia.  Many have gone to Ireland, again for reasons of space.  Others with a zest for life seek new horizons.
Pensioners in Europe (and the World)
All those who migrate to continental Europe assume that having paid into the National Insurance System for perhaps 40 years and also assuming that ‘freely untrammelled movement’ under EU regulations means what it says,  have joyously taken up a new life in their old age, carrying the culture of Britain with them, just as do the British expatriates all over the world.  They rejoice in the British successes at the Olympics.  They cheer for Wiggo as he cycles through the French countryside.  They hold tea parties to celebrate the Queen’s jubilee and watch with fascination the wedding of Kate and Will. 
Can you imagine people more British and proud? These are people who know at first hand the ravages of European wars (as I can relate from personal experience! Note my Biography link at the end).  These are people who see themselves as global or European Citizens.  Financial, Family and plain cultural ties glue them to Britain.  Great numbers are affected by financial decisions of Parliament.  But over all else they are British and are ambassadors for Britain.  
There is also a younger generation of Britons who are in the world spreading British influence and giving it all they have in entrepreneurial effort.
Britain’s insulting soggy cloth
Do all these Britons deserve the soggy cloth that is thrown at them by the British Government?
The Government and the Government before, and before that again, has told the expatriate pensioner that after 15 years abroad, his/her interest in Britain has surely waned.  A spokesman for Nick Clegg has said:-
“Nick appreciates that there are some British expatriates who have lived abroad for over 15 years and who want to vote in British elections. However, as you may know, Nick supports the existing legislation on this issue, including the removal of the right to vote after 15 years of living abroad. If a Briton has settled in another country, it is intuitive that they would know about and be directly affected by the issues of that country. If they want to become politically active, then they should register to vote in  the country they have settled in.”   ‘In short – get stuffed!’
There is no word in the Thesaurus which expresses the disdain and open mouthed astonishment that this paragraph engenders in the pensioner within the EU. It is unbelievable that such sentiments can be uttered by a politician who has served in Brussels, has a Spanish wife and speaks Dutch like a native.  Somehow the concept of Europe as a comity of nations with threads of the citizens of its nations weaving links across the continent, each binding the whole but tied to their home National Government at the selvedge is lost on him.   
The cloth of nations that is Europe would be weakened if the thread that is Britain were to be pulled loose. It could fall apart if certain sentiments are allowed to run on untrammelled through the body politic of Britain.
The words of Clegg, Farrage,  and the ranting of the Sun and the Mail are  damaging the future role of Britain in Europe.  The thread of Britain in Europe needs reinforcement, not to be broken.  
The heart of Europe.
Being at close proximity to the British Isles, it is not surprising that the crisis is most acute for the pensioners who live there in the EU/EEA and Switzerland.
We pensioners live in close association and awareness with the United Kingdom.  We are so fascinated with the political scene that we watch each Wednesday PMQs,  and  at other times Dateline London, Question Time and listen to Any Questions each Friday.  Most of us have no representation at all in Parliament.  There is no-one sitting on those green benches who has any real appreciation as to what it is like being a Briton in Europe, subject to regulations derived from the EU with treaties signed by the UK acting in our name but without any representation from us.
If a Referendum on the future of Britain in Europe should ever come to be, the vast majority of Britons who would be most profoundly affected by the outcome will have no say whatsoever in the deliberation.  This is not democracy.
As things are – The Briton in Europe can do no more than sit back and let a distant Parliament decide their future.  It is not surprising that our minds hearken back 240 years  to the time of George III and the American Colonies when the British Government dictated to those in a distant land.  Today it is same syndrome.  A blundering Government  dictates what its distant unrepresented citizens shall do.

Subjects which should be of concern to the Select Committee on Pensions Policy.
All the above has as it central theme the issue of Representation.
Firstly then--- . Representation for the Briton Abroad at Westminster. 
Remember - A Nation does not exist without its citizens. 
                     It is the totality of the Citizens which is the Nation – whether they be resident in a small patch of territory or not. 
                        The Government of a Nation should be through the goodwill of its citizens. 

To study this in further detail refer to  www.votes-for-expat-brits.com
Large numbers of Britons Abroad have left comments viewable at.
*********************************
But then there are other matters -  All are explored in the next link.

1.  The taxation of Government Pensions - and associated with this the curious muddles of The Double Taxation Treaties.  These are a great mix-up and their impact is quite unfairly imposed on the pensioner in Europe.  Their impact is ridiculous.  Some pensioners who live in France pay more tax in consequence than should be the case.
2. The problem of use of the British financial institutions. And the maintenance of a bank account in the UK, for British Pensioners.
3. The interpretation of EU Law on Health and Social Security Costs for the British Pensioner.  The British Pensioners in Europe are under EU law dependent on the United Kingdom for their Social Security. The phrase is ‘the UK is the competent State' for their social security- therefore you, the Select Committee, should ensure that all operates satisfactorily for the pensioner in Europe.  The current interpretation of these laws runs counter to his/her interests.
2. The uniformity of payment of pensions to all pensioners in the World.
Those who have moved to the Commonwealth countries of Australia and Canada and SA and elsewhere are grieved that their State pensions are frozen. Yet is it not astonishing that British pensions paid to those in  Jamaica (equally a Commonwealth country) or the USA, are not frozen?

These items demonstrate to you that yawning disparities exist in concerns for the elderly citizen abroad in different and perplexing ways.

But the central focus is that we are neither permanently nor adequately represented in the seat of our Nation’s Government.
On October 23rd a debate will open in the Lords on the very point of Representation of  the Briton Abroad.  If an amendment fails on this then shame will cloud once more the seat of Parliament as it did in 1776.
Please support now in the Lords, and in any future debate in the Commons, the rights of all pensioners (and thereby all Britons Abroad) to appropriate Representation for life in the Houses of Parliament.


To.   Select Committee
Dame Anne Begg MP (Chair) Labour Aberdeen South  
Ms. Teresa Pearce MP Labour Erith and Thamesmead

Postscript on November  17th 2012 - Only the chairperson replied to this mail - individually sent to each MP.  Anne Begg misunderstood and thought it  ONLY concerned the frozen State Pensions afflicting Pensioners in certain Commonwealth countries.  NONE of them responded to a call for Representation for British Citizens. 
The Debate in the House of Lords has been suspended because of inter party friction created by the Liberal Democrats.


Sunday, August 12, 2012

Saga of the Winter Fuel Payment


The Saga of the Winter Fuel Payment

The attached letter (which see) was sent from the DWP to one of the correspondents of 'pensioners debout!'.
The very elderly couple who received this letter left Britain on retirement to France before 1998.  They have not received the WFP  because it did not exist at the time when they moved. The DWP have up to now claimed that under EU law only those who received it before leaving the UK should receive it!  The letter shows that the DWP is now thinking differently.
I know that this payment will help this couple immensely. 
This accomplishment results from the endeavours of David Burrage co-founder of the Spanish Expatriates Association. http://www.ukgovabusesexpats.co.uk/
My efforts have been minimal and I give all honour to those who can tackle  these matters.  I report the result.

If you would have received the WFP if you were living in the UK, then apply - all contact details are on the letter  head. The phone number is ++44 191 21 87777 if it is not clear to read.
 
Link on the letter to enlarge it and to return press escape.
ALSO - if you know (as I do) of retired brits who do not possess a computer and who also do not receive the WFP then talk to them and tell them.  There are quite a few who desperately need this cash and have no idea that they are losing out.
***************
Further - 'Representation' The kind of progress above does not come without effort (we used to say 'with the milk').  It depends on people standing up for what is morally just!
Forces powered by journals like The Sun, The Mail and certain narrow thinking politicians act against our interest.  Without treaties signed between the UK  and the EU none of us could live freely in other European countries. The expatriate needs a dialogue with the home Government.  Gradually 'petit à petit' the UK has to take a full role in Europe.
It is for this reason vitally important that expatriates have full Representation to the British Government.  Please search the Index for postings on this topic and to discover what you can do.
look at.....
and to add your vote and comments go here>>   www.votes-for-expat-brits.com
There are only a handful of people who are extremely active in any of these causes. They need the support of  the many Britons abroad.
There comes a time when all must stand against the antipathetic forces and stand for justice.  So that Britain can truly claim to be a democratic State and we Britons can hold our heads high and say 'we are proud to be British'.

Campaign for Representation [THE VOTE] for British Expatriates

To  go to the start and  the INDEX  click here
This Autumn… Call to Action .  
A passionate debate is almost certain to commence in the House of Lords on or soon after 29th October [2012]. [the date is changed from the 23rd]
At that time a plenary session  opens – The Committee Stage of the ‘Electoral Registration Bill’ .
The Lords are renowned for quiet gentlemanly and ladylike behaviour but behind that façade will run deep emotions.  These are rooted in a fight for Democracy for British Citizens throughout the World.
Political Representation  and Voting is a major route to justice.   It is the bastion of a free society. Great numbers of Britons who live abroad  have  considerable links with Britain and its governance.  In the Euro-zone countries, there reside about 3.5%  of all UK State pensioners – that is about 450,000. Elsewhere beyond the UK there are another 1 million.  In total over 9% live outside the UK.  They all are dependent on the UK for income.  Nearly all carry strong ties with UK  and are dependent on the Government and its decisions for themselves, their family connections, and above all for international treaty agreements where the UK holds itself responsible for its citizens but allows for no form of consultation with them.   There is no Representation. What else is this but a form of dictatorship? The Government dictates and we have to put up with its decisions!
The situation is just as bad for the millions of Britons of a younger age who work for Britain abroad.  The businessmen, workers for industry abroad, and charity workers. Many move from country to country but remain stolidly British.  Very few indeed have not watched with pride the performance of team GB at the Olympics.  Very few have not praised Bradley Wiggins – Wiggo - for his achievements.  He, who must be a European at heart (being born in Ghent!) surely would  be aghast at the manner in which the UK disowns his fellow citizens.  Yet another supposedly European at heart who is fluent in Dutch and Spanish, that is to say Nick Clegg, suggests obliquely that if the expatriate wants to be politically active then he should take out the nationality of his host country.  He can’t be serious! But he is.
After 15 years the Briton Abroad has no opportunity to vote for any MP at Westminster.  Before that time limit the expatriate can vote for an MP in the constituency where he last lived.  That can be cumbersome and difficult. Many can't remember the post code of that address, which is essential for the process. The registration form to be filled each year is several pages long.   The Representation before 15 years is pretty paltry, but at least it is an embryonic form of political representation. For most it is useless and that is why it often appears that the Briton Abroad does not care.  Of course they care.  They run parties on the Queen'’s Jubilee.  They argue the case for Britain with their neighbours.  They are Ambassadors for Britain.

On October 23rd there comes an absolutely pivotal moment for a revolutionary change in British Democracy.  Its importance cannot be too strongly emphasised.  If the opportunity which arrives this autumn is missed, then the possibility for democracy for the Briton Abroad may not come again for many years.
It is certain that Lord Lexden (Conservative) will table an amendment to remove the 15 year limit on the voting rights of all expatriates.   When the Bill was before the Commons, a very similar amendment was introduced by Geoffrey Clifton-Brown – MP (Cotswolds) .  Pressure from the Liberal Democrat leadership, caused him to remove it.
Could this amendment be similarly treated?  Yes it could.  The Coalition Government could denounce it.  The Coalition Government could  table a different amendment offering a different time limit.  DISASTER!  This is a real danger.
How can such  proposals be aborted before birth?  By a polite fury of many peers who can be persuaded to speak up for the Briton Abroad.  We need them to feel as red as their seats at any such proposals of rejection of the amendment or change to the time limit. Only removal of the time limit is acceptable.
Many Liberal Democrat peers who do not see eye-to-eye with their leadership could speak out.  There is a low murmur running on the Labour benches also gunning for the Briton Abroad.  But we also recognise that there are die-hards like Lord Lipsey and no doubt followers of Nick Clegg who are against any change at all.
The Briton Abroad must steady the nerves of the peers and by a ground-swell of feeling give the peers strength to speak out for us – for the British and for Britain.

Go – please - contact some peers – tell them what you think.  Copy and send this mail to them with your feelings.  Here are your  contact points.
•    Leader of the Labour Party in the Lords -- Baroness Royall
royallj@parliament.uk
•    The Liberal Democrat leader – Lord McNally
 
mcnallyt@parliament.uk

•    To locate the email addresses of ALL Peers --- go to….
http://www.parliament.uk/mps-lords-and-offices/lords/

Britons around the world have expressed their feelings – Read the comments of the web site  www.votes-for-expat-brits.com 
The comments are directly accessed at.....
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The Winter Fuel Payment - for all (?) British European Pensioners

The Saga of the Winter Fuel Payment

The attached letter (which see) was sent from the DWP to one of the correspondents of 'pensioners debout!'.
The very elderly couple who received this letter left Britain on retirement to France before 1998.  They have not received the WFP  because it did not exist at the time when they moved. The DWP have up to now claimed that under EU law only those who received it before leaving the UK should receive it!  The letter shows that the DWP is now thinking differently.
I know that this payment will help this couple immensely. 
This accomplishment results from the endeavours of David Burrage co-founder of the Spanish Expatriates Association. http://www.ukgovabusesexpats.co.uk/

My efforts have been minimal and I give all honour to those who can tackle  these matters.  I report the result.

If you would have received the WFP if you were living in the UK, then apply - all contact details are on the letter  head. The phone number is ++44 191 21 87777 if it is not clear to read.
 
Link on the letter to enlarge it and to return press escape.
ALSO - if you know (as I do) of retired brits who do not possess a computer and who also do not receive the WFP then talk to them and tell them.  There are quite a few who desperately need this cash and have no idea that they are losing out.
***************
Further - 'Representation' The kind of progress above does not come without effort (we used to say 'with the milk').  It depends on people standing up for what is morally just!
Forces powered by journals like The Sun, The Mail and certain narrow thinking politicians act against our interest.  Without treaties signed between the UK  and the EU none of us could live freely in other European countries. The expatriate needs a dialogue with the home Government.  Gradually 'petit à petit' the UK has to take a full role in Europe.
It is for this reason vitally important that expatriates have full Representation to the British Government.  Please search the Index for postings on this topic and to discover what you can do.
look at.....
http://pensionersdebout.blogspot.com/2012/08/campaign-for-representation-vote-for.html
and to add your vote and comments go here>>   www.votes-for-expat-brits.com
There are only a handful of people who are extremely active in any of these causes. They need the support of  the many Britons abroad.
There comes a time when all must stand against the antipathetic forces and stand for justice.  So that Britain can truly claim to be a democratic State and we Britons can hold our heads high and say 'we are proud to be British'.